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Il credito al consumo: il finanziamento nelle vendite nei gruppi automobilistici - il caso FGA Capital

Fabrizio Gino

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Fabrizio Gino

Description of myself

My name is Fabrizio Gino, I am 27 years old and was born September 2, 1984 in Genoa.
I graduated in accountancy at the La Salle School ITC in Turin.
I studied Economics at the University of Genoa, where I graduated in Business Administration in October 2011. During the period of study I obtained the ECDL or the European Computer Driving Licence, which is divided into 7 sections: Word, Excel, PowerPoint, Access, e-mail, Internet, file management.
I did an internship at FGA Capital in finance in particular in financing sales of passenger cars.
I have good knowledge of English and French. I am in possession of driving license category A and B and have own car


Focus on the thesis:

The thesis aims to provide an overview of the evolution and characteristics of the consumer credit deepening its specific form as the financing vehicle sales.
In the first part of the thesis deals with the historical evolution of consumer credit, its role in supporting economic development, the rules that regulate it in Italy and in Europe, the risks involved and a quantitative part at the European and Italian.
In the second part of the thesis explores, entering in the specific case of FGA Capital (JV between Fiat Group Automobiles and Crédit Agricole), the importance and the role of a financial sale of motor vehicles, credit management, risk assessment, the sources of funding.

Studi

  • Laurea I ciclo (triennale) in Economia aziendale
    conseguita presso Università degli studi di Genova nell'anno 2010-11
    con una votazione di 83 su 110
    sostendendo i seguenti esami:
    Materia   Voto
    Economia aziendale   24
    Ragioneria   27
    Economia degli intemediari finanziari   22
    Economia e gestione dellle imprese   21
    Economia e gestione delkle imprese internazionali   23
    Diritto privato   24
    Diritto pubblico   22
    Diritto commerciale   26
    Marketing   18
    Finanza aziendale   23
    Analisi di bilancio per le performance economico-finanziarie   22
    Scienze delle finanze   24
  • Diploma di maturità conseguito presso il Istituto tecnico
    con votazione 62/100°

Esperienze lavorative

  • Dal 2010 ha lavorato presso FGA Capital nel settore Servizi fiscali, finanziari, assicurativi e legali
    Mansione: Stagista

Lingue straniere

  • Inglese parlato e scritto: discreto

Conoscenze informatiche

  • Livello buono