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Determinants of Loan Repayment of Micro and Small Enterprises in Jimma Town, Ethiopia

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6 Figure 1-1: Map of Jimma town Source:(MoUDHC, 2016) 1.3. Statement of the Problem The role of Micro and SmallEnterprises in Ethiopia is indispensable in poverty reduction through employment generation since national MSEs Development Strategy was formulated in 1997, and government strongly believes that MSEs are the right solution to reduce urban unemployment and poverty. However, there are many critical challenges that hamper the growth and development of MSEs in Ethiopia. According to Assefa, Zerfu, & Tekle (2014), key constraints to MSE growth in Ethiopia were access to finance, collateral challenges, marketing challenges, working and sales space, capital goods and machinery challenges, licensing and registration challenges, attitudinal challenges, institutional coordination problem. Among listed challenges in the above paragraph, accesses to finance are the chief factor affecting MSEs. According to EEA (2015), initial capital for MSEs emanated from diverse sources, the major one being loans. Since most MSEs have Lack of the initial start-up capital, facilitating access to loan would definitely help to establish new MSEs and address working capital

Anteprima della Tesi di Ofgaha Alemu

Anteprima della tesi: Determinants of Loan Repayment of Micro and Small Enterprises in Jimma Town, Ethiopia, Pagina 5

International thesis/dissertation

Autore: Ofgaha Alemu Contatta »

Composta da 91 pagine.

 

Questa tesi ha raggiunto 118 click dal 03/11/2017.

Disponibile in PDF, la consultazione è esclusivamente in formato digitale.